Compliance records for regulated tokens, on every major chain
Keep the official holder record, enforce transfer restrictions with each chain's own controls, and prove reserves for tokenized securities and payment stablecoins on XRPL, Ethereum, Base, and Solana.
Built to the SEC's proposed transfer agent framework (proposed September 1, 2026) and for the GENIUS Act's reserve and AML requirements (effective January 18, 2027). The SEC proposal is not final; of the GENIUS Act's implementing rules, only the OCC's (October 21, 2026) is final, for the issuers it supervises; the AML and sanctions rules are proposed.
| Holder | Chain | Wallet | Balance | Status |
|---|---|---|---|---|
| Demo Capital LLC | Base | 0x4f…a91c | 420,000.00 | |
| Demo Payments Inc. | Solana | 7Hq…pX2 | 310,500.00 | |
| Demo Treasury Co. | XRPL | rDe…H3k2 | 180,000.00 | |
| Demo Trading Ltd. | Ethereum | 0x9b…02de | 64,000.00 | Frozen |
| Unlinked wallet | Solana | Fz2…k8W | 25,500.00 | No owner |
| Circulating | 4 chains | 1,000,000.00 | Balanced | |
One engine, a rule pack for each regime
The holder record, restrictions, and audit trail work the same on every chain. Each regime adds its own rules and reports on top.
Tokenized securities
- Holder record
- Reads every position at a finalized height, links each wallet to a verified holder, and reconciles against the chain's supply.
- Maps to: Position records with digital wallet addresses; a blockchain as the master securityholder file
- Restriction engine
- Checks every transfer against legends, lockups, identity, accreditation, jurisdiction, and holder limits, then prepares the chain's own enforcement transaction for you to sign.
- Maps to: Proposed Rule 17ad-31: restrictive legends and preventing unregistered transfers
- Examiner export and reports
- Readable files tied to an exact block, plus tokenized-issue report drafts with the sponsorship category filled in.
- Maps to: Records produced promptly in readable form; expanded Form TA-2 reporting
Payment stablecoins
- Supply across chains
- Adds up circulating supply on every chain the coin is deployed on, excluding unissued treasury balances.
- Maps to: One-to-one backing of every outstanding token
- Reserve coverage
- Checks each reserve report against the eligible asset list and maturity limits, and alerts the moment eligible reserves fall short.
- Maps to: Eligible reserve assets under the GENIUS Act
- Monthly disclosure
- Drafts the reserve composition disclosure with a breakdown by asset type and by chain, ready for your approval.
- Maps to: Monthly public reserve disclosures
- Screening and freezes
- Screens holder wallets and turns a sanctions hit or a court order into a blocked address and a prepared freeze transaction.
- Maps to: AML and sanctions programs; complying with lawful orders
Works with the controls each chain already has
Reading holders works the same everywhere. Enforcement uses what each chain provides, and the console shows exactly what can be enforced for each token.
| Chain | Holder record | Enforcement |
|---|---|---|
| XRPL | Live positions and past ledgers | Native authorization, lock, and clawback |
| Ethereum and Base | Indexed from finalized blocks | ERC-3643 identity, freeze, and forced transfer, or your token's own controls |
| Solana | Token-2022 accounts at finalized commitment | Default-frozen accounts, freeze authority, permanent delegate |
| Stellar | Next | Native authorization and clawback |
How it works
Connect your tokens
Register each deployment by chain and address. We read finalized state, never a cached guess.
Build the record
Holders prove wallet ownership by signature. Unlinked wallets are flagged, not hidden.
Check and enforce
The engine returns every violation at once and prepares the chain transaction you sign in your own custody.
Hand over the file
Examiners and auditors get readable exports and an audit chain they can verify themselves.
Built for the people who keep the record
Transfer agents and issuers
License the software and keep your registration. Take on tokenized issues on any supported chain without building blockchain infrastructure.
- White-label console and API
- Read-only, time-limited examiner accounts
- Holder identity stays off chain
Stablecoin issuers
See supply and reserves for every chain in one place, months before the GENIUS Act takes effect.
- Coverage alerts the moment reserves fall short
- Monthly disclosure drafts by asset type and chain
- Screening and freeze workflows on every chain
Design partners shape the roadmap and get founding pricing.
Where the rules stand
We track both rulemakings and will update the product to the final rules. Nothing here is legal advice. Last reviewed .
GENIUS Act signed into law, setting a federal framework for payment stablecoins. Congress.gov,
Treasury, OCC, FDIC, NCUA, and FinCEN/OFAC have proposed implementing rules. FinCEN, FinCEN,
SEC proposes transfer agent modernization, including blockchain records and tokenized securities. SEC,
The OCC adopts its final GENIUS Act rule for the issuers it supervises, effective January 18, 2027. The other agencies' rules are proposed, not final. OCC,
Comment period closes on the transfer agent proposal. SEC,
GENIUS Act takes effect, at the latest. Congress.gov,
We never hold your keys or your customers' money
The platform prepares transactions. You sign them in your own custody.
No custody
No customer private keys, no investor funds. Signing happens in your HSM or wallet.
Personal data off chain
Holder identity is encrypted in our database. Only hashes reach a ledger.
Independent review
SOC 2 audit planned before general availability, with a penetration test before launch.
See it on your token
We'll walk through testnet tokens end to end: a holder record, a blocked transfer, a prepared freeze, a reserve coverage check, and chain verification.